# Insurance Agency in Powell, Ohio | eGoodwin Insurance > Independent insurance agency at 74 E. Olentangy Street in Powell, Ohio. Home, auto, life and business coverage compared across carriers. Call (740) 387-8335. Source: https://egoodwininsurance.com/powell/ [Home](https://egoodwininsurance.com/) / Powell, Ohio # Your Powell insurance agency on East Olentangy Street. An independent agency in downtown Powell. We shop several carriers for your home, cars, life and business, and help you keep it right as things change. [Get My Free Quote](https://egoodwininsurance.com/quote) [or call **(740) 387-8335**](tel:+17403878335) **Since 1990** In the Community **5.0** On Google (88 Reviews) **Multiple** Carriers We Compare **2 Offices** Powell & Marion The Quick Answer **eGoodwin Insurance** has an office at **74 E. Olentangy Street in Powell, Ohio**, open **Monday to Friday, 9:00 AM to 5:00 PM**. We're an **independent agency** that **represents multiple insurance companies**, so we shop home, auto, umbrella, life, long-term care and business coverage across several carriers and compare the results with you. Owner **Mark Goodwin** has been licensed since **1990**, and our main office is in Marion. Powell homeowners should insure to **rebuild cost**, add a **water backup endorsement** for a finished basement and consider **flood coverage** near the Olentangy and Scioto rivers. Ohio's auto minimum is **25/50/25**. We're rated **5.0 on Google (88 reviews)**. Call **[(740) 387-8335](tel:+17403878335)**. Office 74 E. Olentangy Street, Powell, OH 43065 Hours Mon–Fri, 9:00 AM – 5:00 PM Eastern Rating 5.0 on Google (88 reviews) Free quotes [(740) 387-8335](tel:+17403878335) ## Visit the Powell office. Or just call. Our Powell office is on East Olentangy Street in downtown Powell. Stop in, call or email. Most quotes can be handled by phone, and we're glad to sit down in person when that's easier. Address Powell ### 74 E. Olentangy Street Powell, OH 43065 [Open in Google Maps](https://www.google.com/maps/search/?api=1&query=74+E.+Olentangy+Street%2C+Powell%2C+OH+43065) · [Get directions](https://www.google.com/maps/dir/?api=1&destination=74+E.+Olentangy+Street%2C+Powell%2C+OH+43065) Phone & email [(740) 387-8335](tel:+17403878335) ### Call or email us [service@egoodwininsurance.com](mailto:service@egoodwininsurance.com) Quotes, questions and policy reviews all start here. Hours Mon–Fri ### 9:00 AM – 5:00 PM Eastern Already a client? Visit the [Service Center](https://egoodwininsurance.com/service-center/) for help with an existing policy. Why Powell ## A local office for southern Delaware County. Same agency, same approach. eGoodwin Insurance began in Marion, where Mark Goodwin took over his father's local family agency. He has been a licensed insurance professional since 1990. As more of our clients built lives in Powell, Dublin, Lewis Center and the north Columbus suburbs, a second office here made sense. It keeps us close to the families and businesses we serve in this part of Ohio. Mark is part of this community, too: he serves on the board of the Powell Chamber of Commerce, where he is a past president, and on the board of the Powell Development Corporation. Many Powell households have a lot going on at once: a home with a finished basement, two or three cars, maybe a teenager about to start driving, and savings and retirement accounts worth protecting. Those pieces work best when one agency can see the full picture and build them to fit together. That's what an independent agency is for. **We help you buy insurance rather than sell it to you.** We represent multiple insurance companies, shop your coverage across several of them and stay with you as your needs and the insurance market change. **We work for you, not an insurance company.** [Meet Mark and Nikki](https://egoodwininsurance.com/about-mark-goodwin). ## Coverage we write for Powell families and businesses. Shopped across several carriers. Personal and business coverage, compared side by side. Pick a line to learn more, or [request a quote](https://egoodwininsurance.com/quote-request) for anything below. [Auto Coverage built above Ohio's 25/50/25 minimum, with optional uninsured and underinsured motorist protection worth a look.](https://egoodwininsurance.com/auto-insurance) [Home Dwelling limits set to rebuild cost, plus the water backup endorsement a basement usually needs.](https://egoodwininsurance.com/home-insurance) [Umbrella An extra layer of liability above your home and auto policies, for households with assets to protect.](https://egoodwininsurance.com/policies/umbrella-insurance/) [Condo Unit-owner coverage for the gaps between you and the association's master policy.](https://egoodwininsurance.com/condo-insurance) [Renters Your belongings, your liability and somewhere to stay if the apartment becomes unlivable.](https://egoodwininsurance.com/renters-insurance) [Landlord & Investors Rental coverage for real estate investors, from single-family homes to multifamily buildings and apartments.](https://egoodwininsurance.com/landlord-insurance) [Flood A separate policy for rising water. NFIP policies generally have a 30-day waiting period.](https://egoodwininsurance.com/flood-insurance) [RV & Boat Motorhomes, travel trailers, boats and pontoons, including how they are covered in the off-season.](https://egoodwininsurance.com/rv-insurance) [Motorcycle Liability, physical damage and gear coverage for Ohio's riding season.](https://egoodwininsurance.com/motorcycle-insurance) [Life Term and permanent coverage compared across carriers and sized to the people who depend on you.](https://egoodwininsurance.com/life-insurance) [Long-Term Care Asset-based (hybrid) long-term care, our featured product, plus traditional long-term care options.](https://egoodwininsurance.com/long-term-care-insurance) [Business BOP, general liability, commercial property and auto, professional liability, cyber and more.](https://egoodwininsurance.com/business-insurance) [Health & Benefits Individual health coverage and group benefits for employers: medical, dental, vision, life and disability.](https://egoodwininsurance.com/policies/group-insurance-benefits/) ### Renewal went up? Let us shop it. Send us your current declarations pages. We'll compare several carriers, check your dwelling limit, liability and water backup, and tell you plainly what we'd change. [Get My Free Quote](https://egoodwininsurance.com/quote) [Call (740) 387-8335](tel:+17403878335) Insuring a Powell Home and Family ## What we look at first in Powell. Rebuild cost, basements and liability. Every household is different, but these are the questions that come up most with Powell clients. ### Insure to rebuild cost, not the sale price Your dwelling limit should equal what it would cost to rebuild the house today, not the market value or what you paid. Larger homes with custom finishes, stone and open layouts are easy to under-insure with a basic estimate. We recalculate the number with you on every [home policy](https://egoodwininsurance.com/home-insurance), and ask about extended replacement cost where it's available. ### Finished basements and water backup A lot of Powell homes have finished basements with carpet, drywall, an office or a family room below grade. Water that backs up through a sewer or drain, or overflows when a sump pump fails, is usually excluded from a standard homeowners policy **unless you add a water backup endorsement**. Pick a limit that matches what's actually down there. The same applies to [condo](https://egoodwininsurance.com/condo-insurance) and [renters](https://egoodwininsurance.com/renters-insurance) policies. ### Ohio storms and winter Severe spring and summer storms bring straight-line winds, hail and the occasional tornado, and winter brings frozen pipes, ice dams and heavy snow. Those are typically covered perils, subject to your deductible. Some policies carry a separate wind/hail deductible figured as a percentage of the dwelling limit, so know your number before storm season. ### Flooding near the Olentangy and Scioto rivers Powell sits between the Olentangy River to the east and the Scioto River to the west, and smaller creeks can rise fast in heavy rain. Standard homeowners policies don't cover flood. A [flood policy](https://egoodwininsurance.com/flood-insurance) is a separate purchase, NFIP policies generally have a **30-day waiting period**, and lenders require it for homes in high-risk zones. Check your zone instead of assuming. ### Commuters, teen drivers and the umbrella Ohio's auto minimum is **25/50/25**: $25,000 of bodily injury coverage per person, $50,000 per accident and $25,000 of property damage. Ohio is an at-fault state, and uninsured/underinsured motorist coverage and PIP are optional. With daily commutes on SR-315, US-23 and I-270, and new drivers joining the policy, the minimum rarely matches what a Powell household has at stake. Higher [auto](https://egoodwininsurance.com/auto-insurance) limits plus an [umbrella policy](https://egoodwininsurance.com/policies/umbrella-insurance/) is often one of the best values on the page. ## Also serving. Two offices, one phone number. Our main office is in [Marion](https://egoodwininsurance.com/marion/) on East Church Street. From Powell, we work with families and businesses across Delaware County, Franklin County and all of Ohio. [Get Quote](https://egoodwininsurance.com/quote) [Marion office](https://egoodwininsurance.com/marion/) [Powell](https://egoodwininsurance.com/quote) [Dublin](https://egoodwininsurance.com/quote) [Lewis Center](https://egoodwininsurance.com/quote) [Westerville](https://egoodwininsurance.com/quote) [Worthington](https://egoodwininsurance.com/quote) [Columbus](https://egoodwininsurance.com/quote) [Delaware](https://egoodwininsurance.com/quote) [Galena](https://egoodwininsurance.com/quote) [Sunbury](https://egoodwininsurance.com/quote) [Delaware County](https://egoodwininsurance.com/quote) [Franklin County](https://egoodwininsurance.com/quote) [All of Ohio](https://egoodwininsurance.com/quote) ZIP codes we serve from the Powell office include: [43065](https://egoodwininsurance.com/quote?zip=43065) [43016](https://egoodwininsurance.com/quote?zip=43016) [43061](https://egoodwininsurance.com/quote?zip=43061) [43035](https://egoodwininsurance.com/quote?zip=43035) [43240](https://egoodwininsurance.com/quote?zip=43240) [43235](https://egoodwininsurance.com/quote?zip=43235) [43017](https://egoodwininsurance.com/quote?zip=43017) ## What clients say. 5.0 on Google (88 reviews). Google rating 5.0 ### On Google (88 reviews) What clients say after working with Mark and Nikki, in their own words. Google review ### Joe G. “Great service. Great communication. Great people. Thanks Mark and Nikki!” Google review ### Howard Z. “Rates were fair and the staff is very responsive and informative.” ## Powell insurance questions. Straight answers. Where is your Powell office, and when are you open? Our Powell office is at **74 E. Olentangy Street, Powell, OH 43065**. Agency hours are Monday through Friday, 9:00 AM to 5:00 PM Eastern. Call [(740) 387-8335](tel:+17403878335) or email service@egoodwininsurance.com. Most quotes can be handled by phone or email, and we're happy to meet in person when you'd rather sit down. Which areas does the Powell office serve? Powell and the surrounding area, including the 43065, 43016, 43061, 43035, 43240, 43235 and 43017 ZIP codes. That covers much of southern Delaware County and the nearby Dublin, Lewis Center and north Columbus areas. We also have a main office in Marion, and we write coverage for clients across all of Ohio. What are the minimum auto insurance requirements in Ohio? Ohio requires liability limits of at least **25/50/25**: $25,000 for bodily injury per person, $50,000 per accident and $25,000 for property damage. Drivers must carry proof of financial responsibility. Ohio is an at-fault state, and uninsured/underinsured motorist coverage and PIP are optional. For most Powell households the minimum is too low for what they own, so we'll show you what higher limits, UM/UIM and an umbrella may cost. How much home insurance do I need for a Powell home? Your dwelling limit should equal the **cost to rebuild your home** today, not the market value, the purchase price or the mortgage balance. Custom finishes and larger floor plans are easy to under-insure. Add a water backup endorsement if you have a basement, especially a finished one, and review your liability limit. We recalculate the rebuild number with you rather than letting it drift. Do I need flood insurance in Powell? If your home is in a high-risk flood zone and you have a mortgage, your lender will require it. Outside those zones it's optional, but homes near the Olentangy and Scioto rivers and local creeks can still flood in heavy rain. Standard homeowners policies exclude flood, so it's a separate policy, often through the National Flood Insurance Program (NFIP). NFIP policies generally have a **30-day waiting period**. Can roommates share a renters insurance policy? Some carriers may allow roommates on one policy, depending on the company. Separate policies are often simpler, because a shared policy means a shared limit, a shared claims history and shared liability. Either way, renters insurance covers your belongings, your personal liability and extra living costs if the place becomes unlivable. We can compare both setups for you. What is an umbrella policy, and do I need one? An umbrella policy adds an extra layer of liability coverage, often $1 million or more, above your home and auto policies. It pays after those limits are used up on a covered claim. If you own a home, have savings or retirement accounts, or have a teen driver on the policy, it's worth a look. For many households it costs less than people expect. Why use an independent agent in Powell? A captive agent or a direct website can only offer one company's policies. We're an **independent agency**, so we represent multiple insurance companies, shop your coverage across several of them and compare the results with you. We've been in the community since 1990. We help with home, auto, life, long-term care and business insurance, and we stay with you as your needs and the insurance market change. Still have questions? [Call (740) 387-8335](tel:+17403878335) . We'll give you a straight answer. ## Start with a quote. Or see the Marion office. [Get a free quote](https://egoodwininsurance.com/quote) [Home insurance](https://egoodwininsurance.com/home-insurance) [Our Marion office](https://egoodwininsurance.com/marion/) [Call (740) 387-8335](tel:+17403878335) ## Your Powell agency, in the community since 1990. Free, local and in plain English. Call, stop by East Olentangy Street or start a quote online. We'll shop several carriers and walk you through the choices. [Get My Free Quote](https://egoodwininsurance.com/quote) [or call **(740) 387-8335**](tel:+17403878335) --- **eGoodwin Insurance** · 399 E. Church Street, Marion, OH 43302 · 74 E. Olentangy Street, Powell, OH 43065 · (740) 387-8335 · Mon–Fri 9:00 AM–5:00 PM Eastern Request a quote: https://egoodwininsurance.com/quote-request (plain HTML form) or https://egoodwininsurance.com/quote (guided).